Frequently Asked Questions

Quick answers about ReferredBy, product access, interest, statements and account support.

What is ReferredBy?

ReferredBy is a digital platform for community-vetted financing. It gives borrowers a profile through which they can see applicable lending access, account level, credit rating, documents, lender information, statements and repayment history.

Does ReferredBy itself provide every loan?

The updated model is designed around participating lenders and lending societies. Your Interest Confirmation screen identifies the referring partner, lender and lending society connected to the applicable product flow.

How much can I qualify for?

There is no single amount that applies to everyone. Your Profile and Request Loan screens show the limits currently available to your account, subject to your level, status and applicable product rules.

Why is a Nano or Term Loan button disabled?

A product may be unavailable because of your current account status, an active or outstanding loan, document/KYC requirements, account level or other product eligibility rules. The app remains the source of truth for your account.

How does my interest rate work?

Your Interest Confirmation screen shows the active interest mode and the values that apply to your account. Depending on the product setup, the screen may display portfolio/base, individual/rating-based or subsidised interest information.

How does the credit rating work?

ReferredBy records a credit-rating history in the app. The score screen helps you see your current rating and the rating events that have been recorded against your profile.

Where can I see my latest statement and payments?

Open your Profile and select Statement. The loan statement displays the relevant loan reference, amounts, key repayment dates and payment tools. Credit Score History is available separately.

What documents do I need to keep updated?

Your Profile displays document and KYC indicators and the date on which documents need to be updated. Follow the prompts shown in your account when an update is required.

How do I get help with my account?

For account-specific support, contact ReferredBy via WhatsApp on +264 85 738 466 or email support@referredby.com.na.